Expert Selection 2026
Best Credit Cards for ICICI BANK LTD
India's second-largest private bank with a comprehensive credit card portfolio from entry-level to super premium.
Recommended Cards (20)
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Top Choice
ICICI BANK LTD
ICICI Bank Emeralde Private Metal Credit Card
Excellent
Expert Score4.6
Joining Fee
₹12,000
Annual Fee
₹12,000
- 12,500 reward points as welcome benefit.
- 3% reward rate on all spends (6 ICICI reward points per ₹100).
- Unlimited domestic and international airport lounge access.
ICICI BANK LTD
ICICI Bank PayLater
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Digital credit line accessible through ICICI Bank platforms
- EMI option at 16% p.a. for transactions over ₹10,000
- Interest-free period of 15-45 days
ICICI BANK LTD
ICICI Bank Mine Credit Card (Premium)
Excellent
Expert Score5.0
Joining Fee
₹1,788
Annual Fee
₹1,788
- Subscription-based model with different tiers
- Mine Cash rewards system
- Customized benefits based on plan selected
ICICI BANK LTD
ICICI Bank Mine Credit Card (Pro)
Excellent
Expert Score5.0
Joining Fee
₹588
Annual Fee
₹588
- Subscription-based model with different tiers
- Mine Cash rewards system
- Customized benefits based on plan selected
ICICI BANK LTD
ICICI Bank Mine Credit Card (Starter)
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Subscription-based model with different tiers
- Mine Cash rewards system
- Customized benefits based on plan selected
ICICI BANK LTD
Expressions Credit Card
Excellent
Expert Score5.0
Joining Fee
₹499
Annual Fee
₹499
- Customizable rewards based on spending patterns
- Lifestyle benefits for shopping and entertainment
ICICI BANK LTD
ICICI Bank HPCL Super Saver
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Special fuel surcharge waivers at HPCL outlets
- Additional rewards on fuel purchases
- Utility bill payment benefits
ICICI BANK LTD
HPCL Platinum/Titanium/Coral
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Special fuel surcharge waivers at HPCL outlets
- Additional rewards on fuel purchases
- Utility bill payment benefits
ICICI BANK LTD
Signature Credit Card
Excellent
Expert Score5.0
Joining Fee
₹1,499
Annual Fee
₹1,499
- Premium lifestyle and travel benefits
- Higher reward points on spending
- Exclusive privileges for high-value customers
ICICI BANK LTD
Platinum Chip Credit Card
Excellent
Expert Score5.0
Joining Fee
₹500
Annual Fee
₹500
- Lifetime free card
- Built-in contactless technology for quick payments
- Chip security for fraud protection
ICICI BANK LTD
Coral Credit Card
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- 2 complimentary movie tickets every month
- 1% fuel surcharge waiver at HPCL Petrol Pumps
- 15% discount on dining bills at over 2,600 restaurants
ICICI BANK LTD
MakeMyTrip Platinum
Excellent
Expert Score5.0
Joining Fee
₹1,500
Annual Fee
₹1,500
- MakeMyTrip-specific travel benefits
- Special discounts on flight and hotel bookings
- Reward points on travel spends
ICICI BANK LTD
MakeMyTrip Signature
Excellent
Expert Score5.0
Joining Fee
₹3,000
Annual Fee
₹3,000
- MakeMyTrip-specific travel benefits
- Special discounts on flight and hotel bookings
- Reward points on travel spends
ICICI BANK LTD
InterMiles Coral
Excellent
Expert Score5.0
Joining Fee
₹0
Annual Fee
₹0
- Earn InterMiles on all valid spends
- Option to pay ₹7,500 uncapping fee to earn more miles
- Travel-related benefits and insurance
ICICI BANK LTD
InterMiles Rubyx
Excellent
Expert Score5.0
Joining Fee
₹1,500
Annual Fee
₹1,500
- Earn InterMiles on all valid spends
- Option to pay ₹7,500 uncapping fee to earn more miles
- Travel-related benefits and insurance
ICICI BANK LTD
InterMiles Sapphiro
Excellent
Expert Score5.0
Joining Fee
₹2,500
Annual Fee
₹2,500
- Earn InterMiles on all valid spends
- Option to pay ₹7,500 uncapping fee to earn more miles
- Travel-related benefits and insurance
ICICI BANK LTD
Emirates Skywards Rubyx
Excellent
Expert Score5.0
Joining Fee
₹1,499
Annual Fee
₹1,499
- Emirates Skywards miles on card spends
- Travel benefits on Emirates flights
- Premium travel insurance
ICICI BANK LTD
Emirates Skywards Sapphiro
Excellent
Expert Score5.0
Joining Fee
₹3,000
Annual Fee
₹3,000
- Emirates Skywards miles on card spends
- Travel benefits on Emirates flights
- Premium travel insurance
ICICI BANK LTD
Emirates Skywards Emeralde
Excellent
Expert Score5.0
Joining Fee
₹10,000
Annual Fee
₹10,000
- Emirates Skywards miles on card spends
- Travel benefits on Emirates flights
- Premium travel insurance
ICICI BANK LTD
Manchester United Platinum
Excellent
Expert Score5.0
Joining Fee
₹1,499
Annual Fee
₹1,499
- Complimentary Manchester United Football
- Up to 3 reward points per ₹100 spent domestically and up to 6 reward points on international spends
- 25% discount on movie tickets twice monthly
Frequently Asked Questions
How do I choose the best credit card for ICICI BANK LTD?
Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.
Are there credit cards for ICICI BANK LTD with no annual fee?
Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.
What credit score is required to get approved?
Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.
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