AU Altura Credit Card
AU Altura Credit Card
Up to 2% cashback on all spends including utility bills
Basic card with universal cashback benefits
Revolving credit charge of 3.49%
Personalized Match by CredHunt • credhunt.com
Entrylevel cashback credit card with focus on retail spends rewards and competitive fee waiver conditions
Joining Fee
₹199
Annual Fee
₹199
Rating
5.0/5.0(0 reviews)
Key Features
Up to 2% cashback on all spends including utility bills
Basic card with universal cashback benefits
Revolving credit charge of 3.49%
Minimum repayment of 5% or Rs. 100
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
Base reward rate not specified
Point Value
₹1.25 per 100 spent
Points Expiry
N/A
Bonus Rewards
Welcome Offer
One complimentary Premium Economy ticket
Accelerated Rewards
8 reward points per ₹150 (4 base + 4 bonus) on spends above ₹20,000 monthly (max 2,000 bonus points)
Card Benefits
Travel Benefits
1 visit per quarter
Complimentary Priority Pass membership; Unlimited lounge access for Priority Banking customers
Dining & Entertainment
10% cashback on Swiggy food ordering (capped based on spending tier)
Buy-one-get-one free movie ticket offers on BookMyShow
Lifestyle & Protection
Partner offers
No insurance benefits available
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 42% p.a. |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver at all fuel stations, capped at ₹250 per month |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spending ₹50,000 annually
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
TRV proof
Expert Opinion
Premium travel card offering excellent value for Vistara flyers with significant benefits, though coming with high annual fees
Customer Reviews
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Experience the premium benefits of the AU Altura Credit Card today.