AU Altura Plus Credit Card
AU Altura Plus Credit Card
2X reward points on online shopping transactions
Revolving credit charge of 3.49%
Entrylevel card designed for digital shoppers
Personalized Match by CredHunt • credhunt.com
Standard rewards credit card from AU Small Finance Bank with essential benefits for everyday spending and travel
Joining Fee
₹499
Annual Fee
₹499
Rating
5.0/5.0(0 reviews)
Key Features
2X reward points on online shopping transactions
Revolving credit charge of 3.49%
Entrylevel card designed for digital shoppers
Rewards Program
Base Rewards
Reward Type
OLA Supercoins
Base Reward Rate
Tiered based on monthly spend: <₹7,500: 0%; ₹7,500₹12,499: 1%; ₹12,500₹19,999: 2%; ₹20,000₹25,000: 3%
Point Value
Likely ₹0.15 per point (effective April 1, 2025)
Points Expiry
N/A
Bonus Rewards
Welcome Offer
100% cashback on first UPI transaction up to ₹500 within 15 days of card creation
Accelerated Rewards
5% cashback on fuel, telephone, and utility bills
Card Benefits
Travel Benefits
3 visits per quarter (12 per year)
20% off on domestic flight bookings; 10% off on international flight bookings; Up to 25% off on hotel bookings
Dining & Entertainment
20 Reward Points on Swiggy and Zomato; Dining discounts with Good Food Trail program
5X Reward Points on entertainment purchases
Lifestyle & Protection
N/A
Business insurance package at an annual premium of ₹3,785
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 42% p.a. |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver, up to a maximum of ₹250 per statement cycle (min transaction ₹400) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spending ₹1 lakh in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
FD proof
Expert Opinion
Premium fuel card offering higher rewards than base variant with airport lounge access, best for high fuel spenders seeking additional lifestyle benefits
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Experience the premium benefits of the AU Altura Plus Credit Card today.