AU Bank Vetta Credit Card
AU Bank Vetta Credit Card
4X reward points on grocery & departmental store spends
Up to 4 visits each to Priority Pass & domestic airport lounges per year
Revolving credit charge of 2.99%
Personalized Match by CredHunt • credhunt.com
Standard rewards credit card offering complimentary lounge access without spending requirements
Joining Fee
₹799
Annual Fee
₹799
Rating
5.0/5.0(0 reviews)
Key Features
4X reward points on grocery & departmental store spends
Up to 4 visits each to Priority Pass & domestic airport lounges per year
Revolving credit charge of 2.99%
Optimized for everyday essential spending
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
3 RP per ₹100 spent offline
Point Value
₹1 per ₹100
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Cashback of ₹4,000 across four transactions
Accelerated Rewards
5 reward points per ₹150 on international and retail spends
Card Benefits
Travel Benefits
4 visits
Unlimited lounge access to 1000+ lounges worldwide for primary and add-on cardholders
Dining & Entertainment
5% cashback on Paytm food orders; 20% discount via Dineout
25% discount on BookMyShow
Lifestyle & Protection
PVR Elite
Air accident cover, lost card liability
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 0.408 |
| Late Payment Fee | N/A |
| Fuel Surcharge | Waiver on transactions from ₹400-₹5,000, max waiver ₹500 per statement cycle |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived at the minimum spend of ₹25,000 in the last annual year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof ₹36L+
Expert Opinion
Best secured credit card option for those with limited credit history who can place a fixed deposit; provides solid benefits without fees
Customer Reviews
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Experience the premium benefits of the AU Bank Vetta Credit Card today.