Axis Bank AURA Credit Card
Axis Bank AURA Credit Card
Welcome Decathlon Gift Card ₹750.
2 points per ₹200 spent.
Free doctor consultations.
Personalized Match by CredHunt • credhunt.com
Health & wellness focused card
Joining Fee
₹749
Annual Fee
₹749
Rating
5.0/5.0(0 reviews)
Key Features
Welcome Decathlon Gift Card ₹750.
2 points per ₹200 spent.
Free doctor consultations.
Fitness sessions
Rewards Program
Base Rewards
Reward Type
Cash Points
Base Reward Rate
4 points/₹200
Point Value
1 RP = ₹1 for cash credit, 1 RP = 1 airline mile
Points Expiry
1 Year
Bonus Rewards
Welcome Offer
₹500 Amazon voucher on ₹5k spend
Accelerated Rewards
Progressive reward structure: 4 RPs for 1st-4th transaction, 8 RPs for 5th-10th transaction, 10 RPs beyond 10th transaction in a statement cycle (min transaction ₹500)
Card Benefits
Travel Benefits
4 free visits per 90 days (can be added as feature)
Unlimited lounge access, companion first/business class ticket
Dining & Entertainment
Special deals at partner restaurants
Access to premium entertainment events
Lifestyle & Protection
Premium brand partnerships and luxury lifestyle privileges
Total Protect Insurance Coverage
1 complimentary golf game & 1 coaching session per month at premium domestic golf courses
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Up to 2 add-on cards free |
| Foreign Currency Markup | 3.5% + GST |
| Cash Advance Fee | 2.5% or ₹500, whichever is higher |
| APR | 3.59% per month (43.08% annually) |
| Late Payment Fee | Less than ₹100: Nil ₹100-₹500: ₹100 ₹501-₹1,000: ₹400 ₹1,001-₹10,000: ₹750 ₹10,001-₹25,000: ₹950 ₹25,001-₹50,000: ₹1,100 Above ₹50,000: ₹1,300 |
| Fuel Surcharge | 1% waiver on fuel surcharge at any petrol pump across India |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Not applicable (no annual fee)
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
KYC documents, income proof
Expert Opinion
Solid everyday spending card with comprehensive insurance and lifestyle benefits
Customer Reviews
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Experience the premium benefits of the Axis Bank AURA Credit Card today.