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AXIS BANK LTD
Axis Bank AURA Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Health & wellness focused card
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Welcome Decathlon Gift Card ₹750.
Highlight 2
2 points per ₹200 spent.
Highlight 3
Free doctor consultations.
Highlight 4
Fitness sessions
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹749
The front-loaded charge when you apply.
Annual fee
₹749
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Cash Points value at ~₹1 per point.
Annual Fee: ₹749100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"4 free visits per 90 days (can be added as feature)"
Hotel Privileges
"Unlimited lounge access, companion first/business class ticket"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"KYC documents, income proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Solid everyday spending card with comprehensive insurance and lifestyle benefits"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Cash Points
- Welcome Offer: ₹500 Amazon voucher on ₹5k spend
- Base Rate: 4 points/₹200
- Accelerated Rewards Program: Progressive reward structure: 4 RPs for 1st-4th transaction, 8 RPs for 5th-10th transaction, 10 RPs beyond 10th transaction in a statement cycle (min transaction ₹500)
Cons
- RP to Rupees: 1 RP = ₹1 for cash credit, 1 RP = 1 airline mile
- International Airport: Unlimited access (primary and add-on cardholders)
- Spa: EazyDiner spa deals
- Travel (Hotels & Other): Unlimited lounge access, companion first/business class ticket
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