Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
7% cashback on online spends.
0.75% cashback on retail.
0.5% cashback on utilities.
Personalized Match by CredHunt • credhunt.com
Flat cashback on all purchases
Joining Fee
₹1000
Annual Fee
₹1000
Rating
5.0/5.0(0 reviews)
Key Features
7% cashback on online spends.
0.75% cashback on retail.
0.5% cashback on utilities.
Fee ₹1000
Rewards Program
Base Rewards
Reward Type
6E Points XL
Base Reward Rate
1 Point = ₹1
Point Value
1 RP = ₹0.20
Points Expiry
24 months
Bonus Rewards
Welcome Offer
Welcome Gift of 10,000 Membership Rewards Points. 1 Membership Rewards Points for every ₹ 50 spent. Rewards Points-based Milestone benefits on reaching milestones like expenditure of ₹ 1.9 lakh / 4 lakh in a membership year. Complimentary Taj Stay voucher on expenditure of ₹ 4 lakh in a membership year. 8 domestic airport lounge access every year (max 2 per quarter). 0% convenience fee at all HPCL fuel stations across India.
Accelerated Rewards
2 RP per ₹100 spent on weekends
Card Benefits
Travel Benefits
2 visits per quarter (requires ₹20,000 monthly spend)
Travel insurance for all trips
Dining & Entertainment
Earn InterMiles at a rate of 2.0% on dining spends
Buy one, get one free on BookMyShow, up to 4 tickets per quarter
Lifestyle & Protection
Complimentary Club Marriott membership in a year
Travel insurance
Complimentary Golf Access 2 per quarter across the world (Green Fee Waiver)
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | 200 |
| Foreign Currency Markup | 3.5% + GST as per standard HDFC rates |
| Cash Advance Fee | 2.0% (min ₹1,000) |
| APR | 45% per annum (3.75% per month) |
| Late Payment Fee | 5000 |
| Fuel Surcharge | 1% waiver on transactions between ₹400 and ₹4,000 nationwide |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Waived if spend ₹1,000 within first 30 days or ₹1 lakh in previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Standard KYC documents; High income proof
Expert Opinion
Good for travelers seeking to accumulate airline miles with decent insurance but limited lounge benefits
Customer Reviews
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Experience the premium benefits of the Axis Bank Cashback Credit Card today.