Axis Bank Freecharge Credit Card
Axis Bank Freecharge Credit Card
Virtual card on Freecharge app.
1 EDGE Point per ₹200 spent.
Bonus rewards on thresholds
Personalized Match by CredHunt • credhunt.com
Instant virtual card with Freecharge integration
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Virtual card on Freecharge app.
1 EDGE Point per ₹200 spent.
Bonus rewards on thresholds
Rewards Program
Base Rewards
Reward Type
6E Rewards Points
Base Reward Rate
25% on Airtel bills, 10% on utilities, 1% others
Point Value
Points redeemable for bill payments via PayEazy on EazyDiner
Points Expiry
Fuel Points valid for two years from date of accumulation
Bonus Rewards
Welcome Offer
Welcome Gift of 10,000 Membership Rewards Points. 1 Membership Rewards Points for every ₹ 50 spent. Rewards Points-based Milestone benefits on reaching milestones like expenditure of ₹ 1.9 lakh / 4 lakh in a membership year. Complimentary Taj Stay voucher on expenditure of ₹ 4 lakh in a membership year. 8 domestic airport lounge access every year (max 2 per quarter). 0% convenience fee at all HPCL fuel stations across India.
Accelerated Rewards
4X on travel spends
Card Benefits
Travel Benefits
2 visits per quarter
8 int'l lounges/year + 5X on travel
Dining & Entertainment
20% off on Zomato/Yatra
One assured movie ticket worth ₹200 every six months via BookMyShow
Lifestyle & Protection
Special deals on luxury hotels and premium lifestyle stores
₹2Cr medical cover
1 complimentary golf game and 1 lesson each month at selected golf courses
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Secondary card fee is ₹1,000 from Year 2 |
| Foreign Currency Markup | Not applicable |
| Cash Advance Fee | 3% of cash withdrawal amount (min ₹300) |
| APR | 36% per annum (3% monthly) |
| Late Payment Fee | ₹0 for ≤₹100; ₹100 for ₹101-₹500; ₹500 for ₹501-₹5,000; ₹700 for ₹5,001-₹10,000; ₹1,200 for >₹10,000 |
| Fuel Surcharge | Waiver up to ₹3,000 per year |
| Balance Transfer Charges | 2.5% + GST |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
3.5% + GST as per standard HDFC rates
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
2.5% (min ₹600)
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
Auto-redeemed as cashback
Fee Waiver Conditions
N/A (Maintain Private Banking status)
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Proof of Pioneer Banking relationship
Expert Opinion
Best for tech-savvy users seeking the flexibility to choose payment methods through a unique interactive interface with decent entertainment benefits
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Experience the premium benefits of the Axis Bank Freecharge Credit Card today.