Axis Bank Horizon Credit Card
Axis Bank Horizon Credit Card
32 domestic and 8 international lounge visits.
5 EDGE Miles on travel spends.
1:1 Partner Point conversion.
Personalized Match by CredHunt • credhunt.com
Travel-focused card with EDGE Miles
Joining Fee
₹3000
Annual Fee
₹3000
Rating
5.0/5.0(0 reviews)
Key Features
32 domestic and 8 international lounge visits.
5 EDGE Miles on travel spends.
1:1 Partner Point conversion.
Annual fee ₹3000
Rewards Program
Base Rewards
Reward Type
PVR Points+
Base Reward Rate
Direct cashback
Point Value
CV Points can be redeemed for Vistara flight tickets
Points Expiry
36 months
Bonus Rewards
Welcome Offer
Welcome gift of gift vouchers worth ₹ 45,000. 1 MR (membership Reward) for every ₹ 40 spent with the card (except fuel, utility, and insurance transactions). Up to 5 Membership Rewards Points for every ₹ 100 spent on fuel. 3X Membership Rewards on spends abroad. 5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal. No preset credit limit. 24×7 global concierge service. Travel-related insurance benefits including personal air-accidental death insurance worth ₹ 5 crores. Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime. Access to over 1,200 airport lounges globally including Centurian Lounges and American Express Lounges.
Accelerated Rewards
2x InterMiles on weekends and weekdays spends
Card Benefits
Travel Benefits
Unlimited access (primary and add-on cardholders)
Postcard Hotels stay voucher worth ₹5,000
Dining & Entertainment
Exclusive dining benefits with Club ITC Culinaire membership and dining discounts
Not applicable
Lifestyle & Protection
Not applicable
Comprehensive travel and purchase protection
2 complimentary golf games per month at select courses
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | 599 |
| Foreign Currency Markup | 1.99% of transaction amount |
| Cash Advance Fee | N/A |
| APR | 3.49% per month (41.88% per annum) |
| Late Payment Fee | 1100 |
| Fuel Surcharge | 1% waiver on all petrol stations in India |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Not applicable (Annual fee gives 100,000 reward points worth ₹25,000)
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Standard KYC documents; Minimum income: ₹6.6 lakhs per annum
Expert Opinion
Premium Amex offering with strong welcome benefits and no annual fee
Customer Reviews
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Experience the premium benefits of the Axis Bank Horizon Credit Card today.