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AXIS BANK LTD
Axis Bank Horizon Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Travel-focused card with EDGE Miles
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
32 domestic and 8 international lounge visits.
Highlight 2
5 EDGE Miles on travel spends.
Highlight 3
1:1 Partner Point conversion.
Highlight 4
Annual fee ₹3000
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹3,000
The front-loaded charge when you apply.
Annual fee
₹3,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,350
PVR Points+ value at ~₹0.25 per point.
Annual Fee: ₹3,00045% Offset
Earns back 45% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Unlimited access (primary and add-on cardholders)"
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
"Postcard Hotels stay voucher worth ₹5,000"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Standard KYC documents; Minimum income: ₹6.6 lakhs per annum"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Premium Amex offering with strong welcome benefits and no annual fee"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: PVR Points+
- Welcome Offer: Welcome gift of gift vouchers worth ₹ 45,000.
- 1 MR (membership Reward) for every ₹ 40 spent with the card (except fuel, utility, and insurance transactions).
- Up to 5 Membership Rewards Points for every ₹ 100 spent on fuel.
Cons
- No preset credit limit.
- 24×7 global concierge service.
- Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime.
- Domestic Airport: Unlimited access (primary and add-on cardholders)
Apply flow links directly to official bank portals with 256-bit encryption.
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