Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card
BOGO on movie tickets.
Complimentary SonyLIV membership.
Entertainment rewards.
Personalized Match by CredHunt • credhunt.com
An entertainment and lifestyle focused card offering movie benefits, OTT subscriptions, and dining discounts with moderate annual fees.
Joining Fee
₹500
Annual Fee
₹500
Rating
5.0/5.0(0 reviews)
Key Features
BOGO on movie tickets.
Complimentary SonyLIV membership.
Entertainment rewards.
Joining fee ₹500
Rewards Program
Base Rewards
Reward Type
InterMiles
Base Reward Rate
3 Club Vistara Points for every ₹200 spent on Vistara; 1 EDGE Point for every ₹100 on other spends
Point Value
~₹0.25 per point
Points Expiry
Follows primary card
Bonus Rewards
Welcome Offer
1,500 bonus reward points on card activation and first transaction.
Accelerated Rewards
3X Club Vistara Points on Vistara flight bookings and 2X on other travel spends.
Card Benefits
Travel Benefits
Not Available
4% cashback on Ola rides.
Dining & Entertainment
4% cashback on Swiggy and Zomato orders.
BOGO weekly
Lifestyle & Protection
Basic offers at retail outlets
Baggage delay coverage
4 complimentary golf rounds and lessons
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Free for family members |
| Foreign Currency Markup | 0.0099 |
| Cash Advance Fee | Waived |
| APR | 3.8% per month (46% per annum) |
| Late Payment Fee | Based on balance: ₹100₹1,100 |
| Fuel Surcharge | 1% waiver (₹400-₹5000) |
| Balance Transfer Charges | 3% + GST |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
0% (Zero forex markup)
EMI Charges
1.25% processing fee
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
Not specified
Payment Return Charges
₹350 per payment return (per MITC)
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
1% of transaction amount (min ₹1) per MITC
Rewards Redemption Fee
₹99 per redemption request
Fee Waiver Conditions
Spend ₹2L/year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
PAN + Address proof
Expert Opinion
Pros For frequent flyers, this card offers 12 domestic lounge visits and a Priority Pass membership. You would get 11,000 Membership Reward Points on the realization of card joining fees. Cons Although the joining fee is ₹ 5,000, the annual fee chargeable from the second year is ₹ 10,000.
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