Axis Bank Privilege Credit Card
Axis Bank Privilege Credit Card
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Personalized Match by CredHunt • credhunt.com
Lifestyle card with shopping benefits
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
CashPoints
Base Reward Rate
10 points/₹200
Point Value
1 RP = ₹0.75 for cash credit; 200 RP = 100 Krisflyer Miles
Points Expiry
2 Years
Bonus Rewards
Welcome Offer
₹4,000 flight voucher
Accelerated Rewards
3% on all spends (note: restrictions coming April 2025)14
Card Benefits
Travel Benefits
Metal card: Unlimited access; Standard card: 2 per quarter (8 per year)
Limited benefits, air miles conversion
Dining & Entertainment
15% fine dining discounts at luxury establishments
Buy One Get One ticket offers on BookMyShow (max 3 free tickets per month)
Lifestyle & Protection
Offers on Luxe gift card, Montblanc, PostCard Hotels & Vouchagram
Personal Air Accident cover up to ₹25 lakhs
Up to 24 rounds/lessons in a year
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | Up to 3 add-on cards free |
| Foreign Currency Markup | 2% + GST |
| Cash Advance Fee | 2.5% of the cash amount withdrawn or ₹500 (whichever is higher) |
| APR | 3.49% per month (41.88% annually) |
| Late Payment Fee | For balance less than ₹100: Nil ₹100 to ₹500: ₹100 ₹501 to ₹1,000: ₹400 ₹1,001 to ₹10,000: ₹750 ₹10,001 to ₹25,000: ₹950 ₹25,001 to ₹50,000: ₹1,100 More than ₹50,000: ₹1,300 |
| Fuel Surcharge | 1% fuel surcharge waiver (for transactions between ₹400-₹4,000) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived if you spend ₹1,00,000 or more in a year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
KYC documents, income proof, photographs
Expert Opinion
Good entry-level lifetime free card for UPI users with decent rewards ratio (0.7%) on UPI transactions
Customer Reviews
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