BOB Select Credit Card
Premium Pick

BOB Select Credit Card

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BANK OF BARODAFeature Credit Cards

BOB Select Credit Card

BOB Select Credit Card
Key Highlights

Opportunity to earn 1,000 bonus reward points monthly

Enhanced reward points on dining, utility bills, and online purchases

Reward points redeemable for cashback and various other categories

Personalized Match by CredHuntcredhunt.com

Entry-level card with fuel surcharge waiver and basic rewards

Verified by CredHunt
Source: BANK OF BARODA Official
Last Updated: Apr 2026

Joining Fee

₹750

Annual Fee

₹750

Rating

5.0/5.0(0 reviews)

Key Features

Opportunity to earn 1,000 bonus reward points monthly

Enhanced reward points on dining, utility bills, and online purchases

Reward points redeemable for cashback and various other categories

Spend-based joining/renewal fee waiver options

24×7 concierge services

EMI conversion facility for large purchases

1% fuel surcharge waiver

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1pt/₹120

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

2,500 Travel Credits

Accelerated Rewards

4X on travel

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

2X miles

N/A

Lifestyle & Protection

N/A

N/A

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Good cashback card for everyday spenders with strong 3% online purchase benefits. No-frills approach with straightforward cashback structure. Best for those who shop frequently on e-commerce platforms and want immediate benefits without complex redemption

Customer Reviews

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User Experiences

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