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Premium Decision Grade Catalog
BANK OF BARODA
BOB Snapdeal Credit Card
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Verified Catalog
Source: BANK OF BARODA Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Co-branded e-commerce card for Snapdeal purchases with cashback
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Reward rate of 1% to 5% on various spending categories
Highlight 2
1% cashback on UPI transactions - unique feature in the market
Highlight 3
Fuel surcharge waiver across all petrol pumps
Highlight 4
Special discounts and offers on Snapdeal purchases
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹249
The front-loaded charge when you apply.
Annual fee
₹249
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹249100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent card for UPI users seeking rewards on UPI transactions; Neon subscription provides enhanced benefits based on spending tiers, including additional cashback and lounge access vouchers; Virtual-only format limits international usage"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 4,000 Air India Points
- Accelerated Rewards Program: 6X on milestones
- Other Features: Spa access
- Expert Opinion: Excellent card for UPI users seeking rewards on UPI transactions
Cons
- Base Rate: 1pt=₹1
- Dining: 10% dining offers
- Virtual-only format limits international usage
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Customer Reviews
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