BOB Swavlamban Credit Card
BOB Swavlamban Credit Card
Zero annual fee card with basic benefits
Unique feature allowing usage up to 105% of credit limit
4 reward points on every ₹100 spent
Personalized Match by CredHunt • credhunt.com
Financial inclusion card for rural/urban low-income groups
Joining Fee
₹250
Annual Fee
₹250
Rating
5.0/5.0(0 reviews)
Key Features
Zero annual fee card with basic benefits
Unique feature allowing usage up to 105% of credit limit
4 reward points on every ₹100 spent
1% fuel surcharge waiver on all fuel transactions
Complimentary personal accidental death cover
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
3% travel value
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
2,500 IRCTC Points
Accelerated Rewards
10X on luxury spends
Card Benefits
Travel Benefits
N/A
N/A
Dining & Entertainment
N/A
N/A
Lifestyle & Protection
N/A
N/A
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Great entry-level premium card with excellent travel benefits including lounge access. Strong value from insurance coverage makes it ideal for frequent travelers. Comprehensive entertainment benefits and milestone rewards add significant value.
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