BOB Varunah Basic Credit Card
Premium Pick

BOB Varunah Basic Credit Card

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BANK OF BARODAFeature Credit Cards

BOB Varunah Basic Credit Card

BOB Varunah Basic Credit Card
Key Highlights

Exclusively designed for Indian Navy Personnel

Free yearly Amazon Prime membership

Complimentary 6-month Fitpass Pro membership

Personalized Match by CredHuntcredhunt.com

Basic LTF card for everyday spends

Verified by CredHunt
Source: BANK OF BARODA Official
Last Updated: Apr 2026

Joining Fee

₹0

Annual Fee

₹0

Rating

5.0/5.0(0 reviews)

Key Features

Exclusively designed for Indian Navy Personnel

Free yearly Amazon Prime membership

Complimentary 6-month Fitpass Pro membership

1,000 bonus reward points as welcome benefit (Varunah Premium variant)

Up to 15 reward points per ₹100 spent

Complimentary domestic airport lounge access

Spend-based fee waiver options

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

2% reward rate

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

5,000 IRCTC Points

Accelerated Rewards

5X on groceries/dining

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

N/A

N/A

Lifestyle & Protection

N/A

N/A

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Good cashback card for grocery shoppers and movie enthusiasts. Automatic crediting of cashback to statement simplifies redemption. However, the capping of benefits at ₹100 per statement cycle limits its value for high spenders.

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User Experiences

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Experience the premium benefits of the BOB Varunah Basic Credit Card today.