Flipkart Axis Bank Credit Card
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Flipkart Axis Bank Credit Card

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AXIS BANK LTDCo-Branded Credit Cards

Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card
Key Highlights

5% cashback on Flipkart and Cleartrip.

4% cashback on partners.

Joining fee ₹500.

Personalized Match by CredHuntcredhunt.com

Co-branded cashback card. Flat 5% cashback on Flipkart. 4% cashback on preferred partners like Swiggy, Uber, PVR.

Verified by CredHunt
Source: AXIS BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹500

Annual Fee

₹500

Rating

5.0/5.0(0 reviews)

Key Features

5% cashback on Flipkart and Cleartrip.

4% cashback on partners.

Joining fee ₹500.

Reduced benefits on Myntra

Rewards Program

Base Rewards

Reward Type

PAYBACK Points

Base Reward Rate

1.5% cashback on all other spends

Point Value

Direct cashback

Points Expiry

Not applicable

Bonus Rewards

Welcome Offer

Flipkart voucher worth ₹500 on card activation and first transaction.

Accelerated Rewards

5% cashback on utility bill payments and recharges via Google Pay.

Card Benefits

Travel Benefits

3 visits annually

2 complimentary domestic airport lounge visits per quarter.

Dining & Entertainment

15% discount at select restaurants and cafes.

Private screenings

Lifestyle & Protection

Fashion offers

N/A

Unlimited access to premium courses

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card Fee500
Foreign Currency Markup3.5% markup
Cash Advance Fee2.5% of the advance amount (minimum ₹300)
APR3.95% per month (47.40% per annum)
Late Payment FeeUp to ₹100: Nil ₹101-₹500: ₹100 ₹501-₹1,000: ₹350 ₹1,001-₹10,000: ₹550 ₹10,001-₹25,000: ₹800 ₹25,001-₹50,000: ₹1,100 Above ₹50,000: ₹1,300
Fuel SurchargeSave up to 5% on IOCL fuel spends with complete waiver of fuel surcharge
Balance Transfer Charges2.5% + GST

Additional Charges

Statement & Processing

Duplicate Statement Charges

0

Dynamic Currency Conversion Fee

0.0099

EMI Charges

0.99% processing fee

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

2.5% of the over limit amount (min ₹500)

Payment Return Charges

₹350 per payment return

Railway Ticket Purchase Fee

₹0 + GST

Card Reissue Fee

N/A

Rent Pay Transactions

1% of transaction amount (min ₹1)

Rewards Redemption Fee

₹99 + GST per redemption

Fee Waiver Conditions

Spend ₹50k/year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

Vehicle RC copy

Expert Opinion

Pros There are many travel and dining benefits provided with this card. Earn 5X rewards with the reward multiplier. You can earn more points while shopping with popular brands like Apple and Flipkart. This card has a low joining fee of ₹ 1,000. Cons Even though this card has some travel benefits, there isn’t any international or domestic lounge access provided with this card.

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Experience the premium benefits of the Flipkart Axis Bank Credit Card today.