HDFC Bank Biz Power Credit Card
HDFC Bank Biz Power Credit Card
Premium business credit card
Extended interest-free credit period (25-55 days)
Business-focused rewards
Personalized Match by CredHunt • credhunt.com
Business-focused credit card offering enhanced rewards on business expenses like telecom, utilities, GST, income tax payments with milestone benefits and complimentary airport lounge access
Joining Fee
₹2500
Annual Fee
₹2500
Rating
5.0/5.0(0 reviews)
Key Features
Premium business credit card
Extended interest-free credit period (25-55 days)
Business-focused rewards
Foreign currency markup of 2%
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
1.5% cashback on offline purchases; 3 Reward Points per ₹200 on other categories
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
1+1 ticket
Accelerated Rewards
8 reward points per ₹200 spent online; 4 reward points per ₹200 spent on select categories
Card Benefits
Travel Benefits
N/A
8 lounge accesses/year
Dining & Entertainment
4X RP on dining
N/A
Lifestyle & Protection
N/A
₹25L shopping cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Best for premium travelers who can utilize unlimited lounge access and golf benefits. High fee justified for high spenders. Note: Lounge policy changing from Jan 2025.
Customer Reviews
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Experience the premium benefits of the HDFC Bank Biz Power Credit Card today.