HDFC Bank Biz Power Credit Card
Premium Pick

HDFC Bank Biz Power Credit Card

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HDFC BANK LTDPremium Credit Cards

HDFC Bank Biz Power Credit Card

HDFC Bank Biz Power Credit Card
Key Highlights

Premium business credit card

Extended interest-free credit period (25-55 days)

Business-focused rewards

Personalized Match by CredHuntcredhunt.com

Business-focused credit card offering enhanced rewards on business expenses like telecom, utilities, GST, income tax payments with milestone benefits and complimentary airport lounge access

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹2500

Annual Fee

₹2500

Rating

5.0/5.0(0 reviews)

Key Features

Premium business credit card

Extended interest-free credit period (25-55 days)

Business-focused rewards

Foreign currency markup of 2%

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1.5% cashback on offline purchases; 3 Reward Points per ₹200 on other categories

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

1+1 ticket

Accelerated Rewards

8 reward points per ₹200 spent online; 4 reward points per ₹200 spent on select categories

Card Benefits

Travel Benefits

N/A

8 lounge accesses/year

Dining & Entertainment

4X RP on dining

N/A

Lifestyle & Protection

N/A

₹25L shopping cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Best for premium travelers who can utilize unlimited lounge access and golf benefits. High fee justified for high spenders. Note: Lounge policy changing from Jan 2025.

Customer Reviews

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User Experiences

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Experience the premium benefits of the HDFC Bank Biz Power Credit Card today.