Premium Pick

HDFC Bank Business Platinum Credit Card

Name: HDFC Bank Business Platinum Credit Card
Brand: HDFC BANK LTD
Price: N/A INR
Availability: InStock
Rating: 5 (10 reviews)

CREDHUNT

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HDFC BANK LTDPremium Credit Cards

HDFC Bank Business Platinum Credit Card

Key Highlights

Basic business credit card

Fuel surcharge waiver capped at ₹500 every billing cycle

Foreign currency markup of 3.5%

Personalized Match by CredHunt • credhunt.com

HDFC BANK LTD

Premium Credit Cards Business Credit Cards

Premium business card with cashback on retail and international spends, airport lounge access and fuel benefits (Note: This card has been phased out)

Verified by CredHunt

Source: HDFC BANK LTD Official

Last Updated: Apr 2026

Joining Fee

₹299

Annual Fee

₹299

Rating

5.0/5.0(0 reviews)

Key Features

Basic business credit card

Fuel surcharge waiver capped at ₹500 every billing cycle

Foreign currency markup of 3.5%

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1% cashback on all non-EMI spends (up to ₹500/month)

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

₹3,000 travel voucher

Accelerated Rewards

5% Myntra cashback

Card Benefits

Travel Benefits

N/A

Unlimited station access

Dining & Entertainment

2X RP partner restaurants

N/A

Lifestyle & Protection

N/A

₹10L fraud cover

N/A

Fees & Charges

Fee Type	Amount
Joining Fee	N/A
Annual Fee	N/A
Add-on Card Fee	N/A
Foreign Currency Markup	N/A
Cash Advance Fee	N/A
APR	N/A
Late Payment Fee	N/A
Fuel Surcharge	N/A
Balance Transfer Charges	N/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Top choice for HPCL users due to 20X fuel rewards (up to 6.50% total benefit) and surcharge waiver. Good lounge access for modest spenders.

Customer Reviews

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User Experiences

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Experience the premium benefits of the HDFC Bank Business Platinum Credit Card today.