Premium Pick

HDFC Bank Easy EMI Credit Card

Name: HDFC Bank Easy EMI Credit Card
Brand: HDFC BANK LTD
Price: N/A INR
Availability: InStock
Rating: 5 (10 reviews)

CREDHUNT

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HDFC BANK LTDFeature Credit Cards

HDFC Bank Easy EMI Credit Card

Key Highlights

Auto-conversion of purchases of ₹10,000 or more to EMI (9 months)

Interest rate of 20% per annum on EMIs

Processing fee of ₹99 + GST

Personalized Match by CredHunt • credhunt.com

HDFC BANK LTD

Feature Credit Cards

Entry-level credit card with automatic EMI conversions for large transactions, offering tiered cashback on online and offline purchases

Verified by CredHunt

Source: HDFC BANK LTD Official

Last Updated: Apr 2026

Joining Fee

₹500

Annual Fee

₹500

Rating

5.0/5.0(0 reviews)

Key Features

Auto-conversion of purchases of ₹10,000 or more to EMI (9 months)

Interest rate of 20% per annum on EMIs

Processing fee of ₹99 + GST

Fuel surcharge waiver capped at ₹250 every billing cycle

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4 reward points per ₹200 spent on other categories

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

1,000 bonus points

Accelerated Rewards

1.5% cashback

Card Benefits

Travel Benefits

N/A

1 lounge/quarter

Dining & Entertainment

5% cashback

N/A

Lifestyle & Protection

N/A

₹10L fraud cover

N/A

Fees & Charges

Fee Type	Amount
Joining Fee	N/A
Annual Fee	N/A
Add-on Card Fee	N/A
Foreign Currency Markup	N/A
Cash Advance Fee	N/A
APR	N/A
Late Payment Fee	N/A
Fuel Surcharge	N/A
Balance Transfer Charges	N/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Tailored for Cost and Management Accountants with specialized rewards; good for professional expenses

Customer Reviews

0.0

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User Experiences

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Experience the premium benefits of the HDFC Bank Easy EMI Credit Card today.