HDFC Bank Superia Credit Card
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HDFC Bank Superia Credit Card

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HDFC BANK LTDFeature Credit Cards

HDFC Bank Superia Credit Card

HDFC Bank Superia Credit Card
Key Highlights

3% cashpoints on groceries, supermarket & dining spends & all PayZapp transactions

2% cashpoints on utility spends

1% cashpoints on other spends

Personalized Match by CredHuntcredhunt.com

Mid-tier lifestyle credit card offering enhanced rewards on retail spends and travel redemption options

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹1000

Annual Fee

₹1000

Rating

5.0/5.0(0 reviews)

Key Features

3% cashpoints on groceries, supermarket & dining spends & all PayZapp transactions

2% cashpoints on utility spends

1% cashpoints on other spends

Maximum of 500 points can be earned in each category per calendar month

Fuel surcharge waiver capped at ₹250 every billing cycle

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1pt/₹150

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Noise ColorFit Pro

Accelerated Rewards

15X at PVR

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

10% global dining

N/A

Lifestyle & Protection

N/A

₹3L travel cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Premium travel and dining focused card with strong 5X rewards system; good for frequent travelers who use Nainital Bank services

Customer Reviews

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Experience the premium benefits of the HDFC Bank Superia Credit Card today.