HDFC Business Bharat CashBack Credit Card
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HDFC Business Bharat CashBack Credit Card

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HDFC BANK LTDFeature Credit Cards

HDFC Business Bharat CashBack Credit Card

HDFC Business Bharat CashBack Credit Card
Key Highlights

Cashback benefits for business users

Foreign currency markup of 3.5%

Personalized Match by CredHuntcredhunt.com

Business-focused credit card offering cashback on IRCTC, bill payments, fuel, Easy EMI, PayZapp and SmartBuy with fuel surcharge waiver (Note: This card has been phased out)

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹250

Annual Fee

₹250

Rating

5.0/5.0(0 reviews)

Key Features

Cashback benefits for business users

Foreign currency markup of 3.5%

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4 reward points per ₹200 spent on other categories; 2 reward points per ₹200 on certain categories

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Complimentary stay

Accelerated Rewards

4% online cashback

Card Benefits

Travel Benefits

N/A

2 lounge accesses/year

Dining & Entertainment

1 RP/₹200

N/A

Lifestyle & Protection

N/A

₹50L travel insurance

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Basic no-frills card for UPI users; low rewards but LTF with no spending requirements.

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User Experiences

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Experience the premium benefits of the HDFC Business Bharat CashBack Credit Card today.