HDFC Business Regalia Credit Card
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HDFC Business Regalia Credit Card

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HDFC Business Regalia Credit Card

HDFC Business Regalia Credit Card
Key Highlights

Business-oriented rewards

Fuel surcharge waiver for transactions between ₹400 to ₹5,000

Airport lounge access

Personalized Match by CredHuntcredhunt.com

Business-focused credit card providing rewards on business expenses, cash flow management features, and travel benefits for business owners

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹2500

Annual Fee

₹2500

Rating

5.0/5.0(0 reviews)

Key Features

Business-oriented rewards

Fuel surcharge waiver for transactions between ₹400 to ₹5,000

Airport lounge access

Foreign currency markup of 3.5% (effective from August 1, 2024)

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories)

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

Not specified in MITC

Accelerated Rewards

10 Reward Points per ₹100 spent on Snapdeal (max 2000 RP per statement)

Card Benefits

Travel Benefits

N/A

Unlimited international

Dining & Entertainment

6X Travel Credits

5% on Prime bookings

Lifestyle & Protection

Premium bank benefits

₹10L purchase protection

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹6L annual spend

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Entry-level business card with decent rewards on business expenses; good starter option for small business owners with modest spending requirements

Customer Reviews

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Experience the premium benefits of the HDFC Business Regalia Credit Card today.