HDFC Business Regalia First Credit Card
HDFC Business Regalia First Credit Card
Entry-level business premium card
Fuel surcharge waiver capped at ₹500 every billing cycle
Foreign currency markup of 3.5% (effective from August 1, 2024)
Personalized Match by CredHunt • credhunt.com
Business-focused credit card providing rewards on telecom, utility bills, and travel with cashback benefits and concierge services
Joining Fee
₹2500
Annual Fee
₹1000
Rating
5.0/5.0(0 reviews)
Key Features
Entry-level business premium card
Fuel surcharge waiver capped at ₹500 every billing cycle
Foreign currency markup of 3.5% (effective from August 1, 2024)
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
1 RP/₹100 on all other spends
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
2500 Mojo points
Accelerated Rewards
4 Reward Points per ₹100 on most categories
Card Benefits
Travel Benefits
N/A
Unlimited int'l lounge+guests
Dining & Entertainment
4X Travel Credits
N/A
Lifestyle & Protection
Multi-brand vouchers
₹50L air accident
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
₹30k annual spend
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Strong lifestyle card with excellent cashback on popular online merchants; good for those who shop frequently on the supported platforms and can reach quarterly spending milestones
Customer Reviews
0 reviews
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