HDFC Diners Club Black Credit Card
Premium Pick

HDFC Diners Club Black Credit Card

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HDFC BANK LTDFeature Credit Cards

HDFC Diners Club Black Credit Card

HDFC Diners Club Black Credit Card
Key Highlights

Unlimited airport lounge access

5 reward points for every ₹150 spent

Up to 10X reward points via SmartBuy

Personalized Match by CredHuntcredhunt.com

Premium lifestyle credit card with excellent reward rates and comprehensive benefits in travel, dining and entertainment categories

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹10000

Annual Fee

₹10000

Rating

5.0/5.0(0 reviews)

Key Features

Unlimited airport lounge access

5 reward points for every ₹150 spent

Up to 10X reward points via SmartBuy

2X reward points on weekend dining

Fuel surcharge waiver capped at ₹1,000 per billing cycle

Lower foreign currency markup fee of 2%

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

1% cashback on all other retail spends

Point Value

1 Supercoin = ₹1

Points Expiry

N/A

Bonus Rewards

Welcome Offer

1,000 reward points on payment of joining fee

Accelerated Rewards

5% cashback on Amazon, Flipkart, Flight & Hotel bookings via PayZapp/SmartBuy (min ₹2,000 transaction); 2.5% cashback on all online spends (min ₹2,000 transaction)

Card Benefits

Travel Benefits

N/A

Unlimited lounge access (effective April 1, 2025 requires min. quarterly spend of ₹1 lakh)

Dining & Entertainment

25% luxury dining

1 free ticket/month

Lifestyle & Protection

Enhanced Croma/Star offers

₹5L purchase protection

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge 1% waiver
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹3L annual spend

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Premium Tata ecosystem card offering excellent value for Tata brand loyalists with effective 10% return on select categories and lounge benefits

Customer Reviews

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Experience the premium benefits of the HDFC Diners Club Black Credit Card today.