HDFC Freedom Card
HDFC Freedom Card
No income documents required
Gift voucher of ₹1,000 on annual spends of ₹90,000 and above
Redeem reward points as cashback
Personalized Match by CredHunt • credhunt.com
Basic rewards card with cashback on specific merchant categories and no premium benefits
Joining Fee
₹500
Annual Fee
₹500
Rating
5.0/5.0(0 reviews)
Key Features
No income documents required
Gift voucher of ₹1,000 on annual spends of ₹90,000 and above
Redeem reward points as cashback
Fuel surcharge waiver for transactions between ₹400 to ₹5,000
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
2 reward points per ₹200 spent on all retail purchases
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
₹300 voucher
Accelerated Rewards
2X on utilities
Card Benefits
Travel Benefits
N/A
2 lounge accesses
Dining & Entertainment
10X RP on dining
N/A
Lifestyle & Protection
N/A
₹1Cr air accident
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Strong card for Company Secretaries with professional benefits, domestic lounge access, and reduced forex markup
Customer Reviews
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Experience the premium benefits of the HDFC Freedom Card today.