IDBI Bank Euphoria Credit Card
IDBI Bank Euphoria Credit Card
1,000 bonus reward points on card activation.
3 reward points per ₹100 on dining and shopping.
1 reward point per ₹100 on all other spends.
Personalized Match by CredHunt • credhunt.com
A mid-range credit card from IDBI Bank offering reward points on shopping and dining with domestic lounge access and a spend-based annual fee waiver.
Joining Fee
₹500
Annual Fee
₹500
Rating
3.4/5.0(0 reviews)
Key Features
1,000 bonus reward points on card activation.
3 reward points per ₹100 on dining and shopping.
1 reward point per ₹100 on all other spends.
2 complimentary domestic airport lounge visits per quarter.
Annual fee waiver on spending ₹50,000 in a year.
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
N/A
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
N/A
Accelerated Rewards
N/A
Card Benefits
Travel Benefits
N/A
N/A
Dining & Entertainment
N/A
N/A
Lifestyle & Protection
N/A
N/A
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 3.5% per month (42% per annum) |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
N/A
Customer Reviews
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Experience the premium benefits of the IDBI Bank Euphoria Credit Card today.