IndusInd Bank Iconia Amex Credit Card
IndusInd Bank Iconia Amex Credit Card
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Personalized Match by CredHunt • credhunt.com
Premium American Express credit card with accelerated rewards on weekend spends and lifestyle benefits
Joining Fee
₹10000
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
Lifestyle Premium Points
Base Reward Rate
1 RP per ₹100 on POS, MoTo, IVR & standing instructions
Point Value
CashPoints redeemable as statement credit
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Choose between two programs: Qatar Airways Privilege Club: Complimentary Gold tier membership + 20,000 bonus Avios; British Airways Executive Club: 55,000 bonus Avios
Accelerated Rewards
1% cashback on UPI transactions via IDFC FIRST Bank app
Card Benefits
Travel Benefits
8 complimentary visits per year (max 2 per quarter)
Complimentary airport lounge access with spending threshold
Dining & Entertainment
25% savings on restaurant bills via Swiggy Dineout (20,000+ restaurants)
Not specifically mentioned, but included in e-commerce platforms for 5% cashback
Lifestyle & Protection
5% cashback on online fashion merchants like Myntra and Flipkart
Not specified
8 rounds/year
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 2.99% per month (35.88% annually) |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% waiver (max ₹250 per month) |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spends of ₹4.5 lakh in the previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
By invitation only; High income proof required; Premium YES Bank relationship
Expert Opinion
Good entrylevel rewards card with excellent returns on dining, movies, and grocery spending; ideal for targeted category spending
Customer Reviews
0 reviews
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Experience the premium benefits of the IndusInd Bank Iconia Amex Credit Card today.