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INDUSIND BANK LTD
IndusInd Bank Iconia Visa Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Premium lifestyle card with domestic lounge access, movie tickets, and accelerated weekend rewards
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
nan
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹3,499
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,08,000
Lifestyle Points value at ~₹20 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"4 complimentary visits per annum"
Hotel Privileges
"Premium travel benefits"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Assam Rifles service proof, ID proof, address proof"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Solid cashback card with progressive rewards based on spending levels, best for those who can consistently maintain ₹20,000+ monthly spending to maximize the 3% cashback"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Lifestyle Points
- Welcome Offer: Choice between Taj Epicure Preferred or Club ITC Culinaire Select Membership
- RP to Rupees: 100 Reward Points = ₹20
- Accelerated Rewards Program: Up to 20 reward points per ₹150 spent on fuel at HPCL
Cons
- 2000 EazyPoints joining bonus
- Base Rate: 1 RP per ₹100 on standard transactions
- Domestic Airport: 4 complimentary visits per annum
- International Airport: NA
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Customer Reviews
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