IndusInd Bank Platinum Aura Edge Credit Card
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IndusInd Bank Platinum Aura Edge Credit Card

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INDUSIND BANK LTDFeature Credit Cards

IndusInd Bank Platinum Aura Edge Credit Card

IndusInd Bank Platinum Aura Edge Credit Card
Key Highlights

One movie ticket (up to ₹200) every 6 months via BookMyShow

1% fuel surcharge waiver

1% railway surcharge waiver on transactions up to ₹5,000

Personalized Match by CredHuntcredhunt.com

Contactless Mastercard designed to increase savings and manage everyday expenses with cashback benefits and easy EMI conversion

Verified by CredHunt
Source: INDUSIND BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹500

Annual Fee

₹0

Rating

5.0/5.0(0 reviews)

Key Features

One movie ticket (up to ₹200) every 6 months via BookMyShow

1% fuel surcharge waiver

1% railway surcharge waiver on transactions up to ₹5,000

No cash advance fee

Rewards Program

Base Rewards

Reward Type

IRCTC Points

Base Reward Rate

1 RP per ₹100 spent on weekdays

Point Value

1 RP = ₹0.30 (approx.)

Points Expiry

N/A

Bonus Rewards

Welcome Offer

2,000 bonus reward points, Complimentary EazyDiner Prime membership worth ₹2,495

Accelerated Rewards

4 RPs on every offline spend of ₹100, 8 RPs on every online spend, and 12 RPs on every international spend of ₹100

Card Benefits

Travel Benefits

12 Complimentary visits within India

Available as paid addon feature

Dining & Entertainment

Up to 25% discount at partner restaurants

Access to premium entertainment and events

Lifestyle & Protection

Special healthcare-related privileges and lifestyle offers

Personal accident cover of ₹2,00,000

Not Available

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card Fee₹599 + GST
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APR3.5% per month (42% annual)
Late Payment FeeN/A
Fuel Surcharge6.5% value back on HPCL fuel spends (including 1% surcharge waiver)
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

Annual fee waived on spends of ₹1 lakh on the card

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

ID proof, address proof, income proof, FD documents

Expert Opinion

Entrylevel card with good cashback benefits and easy fee waiver conditions

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