IndusInd Bank Platinum Credit Card
IndusInd Bank Platinum Credit Card
Flexible reward plans based on lifestyle
Up to 8X reward points on select merchant categories
Fuel surcharge waiver nationwide
Personalized Match by CredHunt • credhunt.com
Comprehensive credit card offering travel and lifestyle benefits with structured rewards program for everyday spending
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Flexible reward plans based on lifestyle
Up to 8X reward points on select merchant categories
Fuel surcharge waiver nationwide
Discount vouchers for top brands (Amazon, Flipkart, etc.)
Rewards Program
Base Rewards
Reward Type
Club Vistara Points
Base Reward Rate
2 PAYBACK Points on every other ₹100 spent
Point Value
1 RP = approximately ₹0.20-0.25
Points Expiry
45 days
Bonus Rewards
Welcome Offer
Gift vouchers from Oberoi Hotels and Luxe Gift Card
Accelerated Rewards
15 RP/₹100 (3% return) on dining, movies, grocery, departmental stores
Card Benefits
Travel Benefits
Not specified
Complimentary Priority Pass Membership
Dining & Entertainment
Get up to 30% off on dining spends
BookMyShow offers and entertainment vouchers
Lifestyle & Protection
Special offers on business-related services and products
Air Accident cover worth ₹1 Crore, Loss of Checked-In Baggage (USD 500), Flight Delay (USD 300), Baggage Delay (USD 100), Loss of Passport (USD 300)
4 free/month
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹299 + GST |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 3.4% per month (40.8% annual) |
| Late Payment Fee | N/A |
| Fuel Surcharge | Up to 5% value back on HPCL fuel spends |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spends of ₹5 lakh in the previous year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Credit Card PIN set up is a pre-requisite for UPI registration
Expert Opinion
Excellent option for individuals with limited credit history or documentation who have fixed deposits with AU Bank
Customer Reviews
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Experience the premium benefits of the IndusInd Bank Platinum Credit Card today.