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INDUSIND BANK LTD
IndusInd Bank Platinum Credit Card
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Verified Catalog
Source: INDUSIND BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Comprehensive credit card offering travel and lifestyle benefits with structured rewards program for everyday spending
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Flexible reward plans based on lifestyle
Highlight 2
Up to 8X reward points on select merchant categories
Highlight 3
Fuel surcharge waiver nationwide
Highlight 4
Discount vouchers for top brands (Amazon, Flipkart, etc.)
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
Free
The front-loaded charge when you apply.
Annual fee
Free
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹1,080
Club Vistara Points value at ~₹0.2 per point.
Annual Fee: Free100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Not specified"
Hotel Privileges
"Complimentary Priority Pass Membership"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Credit Card PIN set up is a pre-requisite for UPI registration"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent option for individuals with limited credit history or documentation who have fixed deposits with AU Bank"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Club Vistara Points
- Welcome Offer: Gift vouchers from Oberoi Hotels and Luxe Gift Card
- Base Rate: 2 PAYBACK Points on every other ₹100 spent
- Accelerated Rewards Program: 15 RP/₹100 (3% return) on dining, movies, grocery, departmental stores
Cons
- RP to Rupees: 1 RP = approximately ₹0.20-0.25
- Domestic Airport: Not specified
- International Airport: 6 visits per year
- Movie/Entertainment: BookMyShow offers and entertainment vouchers
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