Kotak UPI RuPay Credit Card
Kotak UPI RuPay Credit Card
UPI linked credit-card benefits
3 reward points per ₹100 on UPI linked credit card transactions
3 reward points per ₹100 on other credit card transactions
Personalized Match by CredHunt • credhunt.com
UPI-linked virtual card
Joining Fee
₹0
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
UPI linked credit-card benefits
3 reward points per ₹100 on UPI linked credit card transactions
3 reward points per ₹100 on other credit card transactions
No capping on reward points
Minimum 1,000 points required for redemption (value = ₹100)
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
1.5% reward rate
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
8,000 Skywards Miles
Accelerated Rewards
7X at partner stores
Card Benefits
Travel Benefits
N/A
N/A
Dining & Entertainment
N/A
N/A
Lifestyle & Protection
N/A
N/A
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Best for NRIs
Customer Reviews
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Experience the premium benefits of the Kotak UPI RuPay Credit Card today.