NRI Royale Signature
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NRI Royale Signature

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KOTAK MAHINDRA BANK LTDPremium Credit Cards

NRI Royale Signature

NRI Royale Signature
Key Highlights

Specific benefits for NRI customers

Fuel surcharge waiver

Railway surcharge waiver

Personalized Match by CredHuntcredhunt.com

Premium NRI-focused card

Verified by CredHunt
Source: KOTAK MAHINDRA BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹1000

Annual Fee

₹1000

Rating

5.0/5.0(0 reviews)

Key Features

Specific benefits for NRI customers

Fuel surcharge waiver

Railway surcharge waiver

E-statement only facility

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

N/A

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

N/A

Accelerated Rewards

5X on Emirates spends

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

N/A

N/A

Lifestyle & Protection

N/A

N/A

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

High-mileage driver's choice

Customer Reviews

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