Paytm HDFC Bank Credit Card
Premium Pick

Paytm HDFC Bank Credit Card

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HDFC BANK LTDCo-Branded Credit Cards

Paytm HDFC Bank Credit Card

Paytm HDFC Bank Credit Card
Key Highlights

Up to 3% unlimited cashback

Paytm First Membership with benefits worth up to ₹75,000

Earn up to ₹1,200 cashback annually

Personalized Match by CredHuntcredhunt.com

Entry-level co-branded credit card offering cashback benefits on Paytm platform spends with a monthly fee structure instead of annual

Verified by CredHunt
Source: HDFC BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹500

Annual Fee

₹500

Rating

5.0/5.0(0 reviews)

Key Features

Up to 3% unlimited cashback

Paytm First Membership with benefits worth up to ₹75,000

Earn up to ₹1,200 cashback annually

Up to 50 days of interest-free credit period

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

12 Reward Points per ₹200 on offline spends

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

2 tickets

Accelerated Rewards

Same as SELECT card

Card Benefits

Travel Benefits

N/A

8 lounge accesses

Dining & Entertainment

3X RP on dining

N/A

Lifestyle & Protection

N/A

₹25L electronics cover

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Excellent specialized card for medical professionals with valuable professional indemnity insurance coverage; enhanced rewards for dining and travel make it well-rounded for doctors looking for both professional benefits and lifestyle perks

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Experience the premium benefits of the Paytm HDFC Bank Credit Card today.