Paytm HDFC Bank Digital Credit Card
Paytm HDFC Bank Digital Credit Card
Digital-only card
Basic cashback benefits
No cash withdrawal facility
Personalized Match by CredHunt • credhunt.com
Digital-first credit card focused on UPI payments and mobile transactions with exclusive Paytm platform benefits
Joining Fee
₹149
Annual Fee
₹149
Rating
5.0/5.0(0 reviews)
Key Features
Digital-only card
Basic cashback benefits
No cash withdrawal facility
Higher minimum amount due (10% versus standard 5%)
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
Basic reward points on other categories
Point Value
N/A
Points Expiry
N/A
Bonus Rewards
Welcome Offer
4 tickets
Accelerated Rewards
8 reward points per ₹200 spent on select categories (capped at 1,500 reward points per statement cycle)
Card Benefits
Travel Benefits
N/A
4 lounge accesses/year
Dining & Entertainment
1% cashback
N/A
Lifestyle & Protection
N/A
₹50L electronics cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | N/A |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
N/A
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Good option for frequent travelers who want to earn miles across multiple airlines; insurance benefits add value, particularly the purchase protection for high-value items; double points on AllMiles website enhances overall earning potential
Customer Reviews
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Experience the premium benefits of the Paytm HDFC Bank Digital Credit Card today.