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Premium Decision Grade Catalog
STATE BANK OF INDIA
SBI Card PULSE
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Verified Catalog
Source: STATE BANK OF INDIA Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
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Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Noise ColorFit Pulse 4 Pro Smartwatch worth ₹7,999 on payment of joining fees
Highlight 2
12-month membership for FITPASS PRO and Netmeds First
Highlight 3
5X Reward Points on chemist, pharmacy, sports, dining and movie spends
Highlight 4
E-Voucher worth ₹1,500 on retail spends of ₹4 Lakh in one year
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,499
The front-loaded charge when you apply.
Annual fee
₹1,499
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹1,499100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Lifestyle store shoppers"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Accelerated Rewards Program: 3X on retail spends
Cons
- Expert Opinion: Lifestyle store shoppers
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