Standard Chartered Platinum Rewards Credit Card
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Standard Chartered Platinum Rewards Credit Card

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STANDARD CHARTERED BANK LTDFeature Credit Cards

Standard Chartered Platinum Rewards Credit Card

Standard Chartered Platinum Rewards Credit Card
Key Highlights

5X reward points on international and retail spends

Up to 5 reward points on every ₹150 spent

Discounts and offers for dining, shopping, and travel through Good Life Programme

Personalized Match by CredHuntcredhunt.com

Entry-level rewards card with enhanced points on dining and fuel categories with easy fee waiver

Verified by CredHunt
Source: STANDARD CHARTERED BANK LTD Official
Last Updated: Apr 2026

Joining Fee

₹250

Annual Fee

₹250

Rating

5.0/5.0(0 reviews)

Key Features

5X reward points on international and retail spends

Up to 5 reward points on every ₹150 spent

Discounts and offers for dining, shopping, and travel through Good Life Programme

Supplementary card available at no additional cost

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

4 reward points for every ₹150 of retail spends

Point Value

1 Point = ₹0.25

Points Expiry

N/A

Bonus Rewards

Welcome Offer

₹1,000 cashback and free Paytm First membership with benefits worth ₹75,000

Accelerated Rewards

10X CashPoints on select business spends (tax, GST, bill payments, Dmart, Cleartax) with a cap of 1,500 CashPoints per statement cycle

Card Benefits

Travel Benefits

N/A

4 domestic lounge visits per year

Dining & Entertainment

20% fine dining

5% cashback on BMS

Lifestyle & Protection

BPCL premium benefits

₹5Cr travel insurance

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APRN/A
Late Payment FeeN/A
Fuel Surcharge₹1k/m waiver
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

₹30k spend/year

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

Excellent value if obtained as LTF; strong rewards on dining platforms and movie benefits make it ideal for food and entertainment enthusiasts; competitive lounge access benefits add to its appeal

Customer Reviews

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User Experiences

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Experience the premium benefits of the Standard Chartered Platinum Rewards Credit Card today.