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STANDARD CHARTERED BANK LTD
Standard Chartered Platinum Rewards Credit Card
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Verified Catalog
Source: STANDARD CHARTERED BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Entry-level rewards card with enhanced points on dining and fuel categories with easy fee waiver
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
5X reward points on international and retail spends
Highlight 2
Up to 5 reward points on every ₹150 spent
Highlight 3
Discounts and offers for dining, shopping, and travel through Good Life Programme
Highlight 4
Supplementary card available at no additional cost
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹250
The front-loaded charge when you apply.
Annual fee
₹250
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹250100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
"4 domestic lounge visits per year"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent value if obtained as LTF; strong rewards on dining platforms and movie benefits make it ideal for food and entertainment enthusiasts; competitive lounge access benefits add to its appeal"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹1,000 cashback and free Paytm First membership with benefits worth ₹75,000
- Base Rate: 4 reward points for every ₹150 of retail spends
- Accelerated Rewards Program: 10X CashPoints on select business spends (tax, GST, bill payments, Dmart, Cleartax) with a cap of 1,500 CashPoints per statement cycle
- Travel (Hotels & Other): 4 domestic lounge visits per year
Cons
- RP to Rupees: 1 Point = ₹0.25
- Dining: 20% fine dining
- Waive off condition: ₹30k spend/year
- Fuel Surcharge: ₹1k/m waiver
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