Standard Chartered Rewards Credit Card
Standard Chartered Rewards Credit Card
4 reward points per ₹150 on retail spends (except fuel)
Extra 4 rewards per ₹150 (up to 2,000 per month) on retail spends made after ₹20,000 monthly spends
1 reward point per ₹150 spent on government and insurance transactions
Personalized Match by CredHunt • credhunt.com
Rewards-focused card with accelerated points on high spends and complimentary domestic lounge access
Joining Fee
₹0
Annual Fee
₹1000
Rating
5.0/5.0(0 reviews)
Key Features
4 reward points per ₹150 on retail spends (except fuel)
Extra 4 rewards per ₹150 (up to 2,000 per month) on retail spends made after ₹20,000 monthly spends
1 reward point per ₹150 spent on government and insurance transactions
4 domestic airport lounge visits per year (1 per calendar quarter)
1% fuel surcharge waiver up to ₹400 per month on fuel spends between ₹400 and ₹2,000
Supplementary card joining/annual fee: ₹1,000 (from second year)
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
4 Reward points for every ₹150 spent
Point Value
1 RP = ₹0.10
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Amazon Prime (Annual membership) and Biz Prime (6 months membership) on making one online transaction in first 30 days
Accelerated Rewards
1% cashback on retail spends (min statement balance ₹50,000); 0.5% cashback on retail spends (min statement balance ₹10,000)
Card Benefits
Travel Benefits
N/A
2 domestic lounge visits per year
Dining & Entertainment
2X on in-flight
Complimentary tickets
Lifestyle & Protection
IRCTC lounge access
₹2Cr travel cover
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | Complete waiver at IOCL |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Spend ₹10L/year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Good premium card option with enhanced reward rate, but lacks standout features compared to other premium cards in the market
Customer Reviews
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Experience the premium benefits of the Standard Chartered Rewards Credit Card today.