Standard Chartered Smart Credit Card
Standard Chartered Smart Credit Card
2% cashback on all online spends and 1% cashback on all other spends
Convert eligible transactions into 3-month EMI at 0.99% p.m. special interest rate with nil processing fee
Extended interest-free credit period for first 90 days post card issuance by paying only the minimum amount due
Personalized Match by CredHunt • credhunt.com
Digital-first card with enhanced benefits on online spends and low-interest EMI options for large purchases
Joining Fee
₹499
Annual Fee
₹499
Rating
5.0/5.0(0 reviews)
Key Features
2% cashback on all online spends and 1% cashback on all other spends
Convert eligible transactions into 3-month EMI at 0.99% p.m. special interest rate with nil processing fee
Extended interest-free credit period for first 90 days post card issuance by paying only the minimum amount due
Minimum cashback balance of ₹2,500 required for redemption (equivalent to ₹1.25 lakh spend)
Supplementary card available at no additional cost
Contactless payment enabled
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
4 Reward Points for every ₹150 spent
Point Value
1 Point = ₹0.50
Points Expiry
N/A
Bonus Rewards
Welcome Offer
₹500 worth Shoppers Stop voucher, redeemable on any transaction at Shoppers Stop store
Accelerated Rewards
Up to 5% cashback on Paytm Movies & Mini Apps; Up to 2% cashback on all Paytm spends
Card Benefits
Travel Benefits
N/A
Convert reward points into miles or vouchers of domestic airlines and international airlines through KrisFlyer and Singapore Airline's frequent flyer programme
Dining & Entertainment
5% cashback
10X RP on BookMyShow
Lifestyle & Protection
CV Platinum membership
N/A
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | ₹500/m waiver |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
₹2L spend/year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
N/A
Expert Opinion
Designed specifically for business owners and professionals with cash flow management features and rewards on business expenses; good for separating personal and business spending
Customer Reviews
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Experience the premium benefits of the Standard Chartered Smart Credit Card today.