Union Bank of India RuPay Classic Credit Card
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Union Bank of India RuPay Classic Credit Card

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UNION BANK OF INDIAFeature Credit Cards

Union Bank of India RuPay Classic Credit Card

Union Bank of India RuPay Classic Credit Card
Key Highlights

1 reward point per ₹100 on all spends.

Fuel surcharge waiver at all petrol pumps.

UPI-enabled RuPay card.

Personalized Match by CredHuntcredhunt.com

An entry-level RuPay Classic credit card from Union Bank of India offering basic reward points and fuel surcharge waiver for everyday spending.

Verified by CredHunt
Source: UNION BANK OF INDIA Official
Last Updated: Apr 2026

Joining Fee

₹200

Annual Fee

₹200

Rating

3.0/5.0(0 reviews)

Key Features

1 reward point per ₹100 on all spends.

Fuel surcharge waiver at all petrol pumps.

UPI-enabled RuPay card.

Personal accident insurance cover of ₹1 lakh.

Accepted at all RuPay-enabled merchant outlets.

Rewards Program

Base Rewards

Reward Type

N/A

Base Reward Rate

N/A

Point Value

N/A

Points Expiry

N/A

Bonus Rewards

Welcome Offer

N/A

Accelerated Rewards

N/A

Card Benefits

Travel Benefits

N/A

N/A

Dining & Entertainment

N/A

N/A

Lifestyle & Protection

N/A

N/A

N/A

Fees & Charges

Fee TypeAmount
Joining FeeN/A
Annual FeeN/A
Add-on Card FeeN/A
Foreign Currency MarkupN/A
Cash Advance FeeN/A
APR3.5% per month (42% per annum)
Late Payment FeeN/A
Fuel SurchargeN/A
Balance Transfer ChargesN/A

Additional Charges

Statement & Processing

Duplicate Statement Charges

N/A

Dynamic Currency Conversion Fee

N/A

EMI Charges

N/A

Loan Processing Fee

N/A

Outstation Processing Charge

N/A

Additional Fees

Overlimit Fees

N/A

Payment Return Charges

N/A

Railway Ticket Purchase Fee

N/A

Card Reissue Fee

N/A

Rent Pay Transactions

N/A

Rewards Redemption Fee

N/A

Fee Waiver Conditions

N/A

Eligibility & Documents

Eligibility Criteria

Minimum Income

N/A

Minimum Age

N/A

Required Documents

N/A

Expert Opinion

N/A

Customer Reviews

0.0

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Experience the premium benefits of the Union Bank of India RuPay Classic Credit Card today.