Interactive Showcase
Scroll narrative
Premium Decision Grade Catalog
YES BANK LTD
YES Prosperity Rewards Plus Credit Card
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Verified Catalog
Source: YES BANK LTD Official
Updated: Sep 2026
Overview
Editorial snapshot & Positioning.
Mid-tier rewards card with accelerated points on select categories and yearly bonus benefits with reasonable annual fee
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Enhanced rewards on retail spends
Highlight 2
Fuel surcharge waiver
Highlight 3
Basic lifestyle benefits
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹399
The front-loaded charge when you apply.
Annual fee
₹399
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹399100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Cinema lovers"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: ₹500 Paytm cash
- Accelerated Rewards Program: 5X on IRCTC bookings
- Other Features: Priority booking
Cons
- Base Rate: 2% metro value
- Expert Opinion: Cinema lovers
Apply flow links directly to official bank portals with 256-bit encryption.
CredHunt may earn an affiliate commission from bank links at no extra cost to you. Learn more
Customer Reviews
5.0
0 reviews
5
0
4
0
3
0
2
0
1
0
Please sign in to leave a review.
Sign InCommunity Feedback
Card Q&A
Expert answers for YES Prosperity Rewards Plus Credit Card
Have a specific question?
No questions yet
Be the first to ask about this card!