Category Guide 2026

Best Premium Credit Cards Credit Cards

Mid-to-high tier credit cards offering elevated rewards, lounge access, and lifestyle privileges for above-average spenders.

Premium Credit Cards

Featured Premium Credit Cards Cards (20)

Top Rated
RBL Bank World Safari Credit Card
RBL BANK LTD

RBL Bank World Safari Credit Card

Excellent

Joining Fee

3,000

Annual Fee

3,000

  • 10,000 reward points as welcome benefit.
  • 3 reward points per ₹100 on all spends.
  • 6 reward points per ₹100 on travel bookings.
ICICI Bank Mine Credit Card (Pro)
ICICI BANK LTD

ICICI Bank Mine Credit Card (Pro)

Excellent

Joining Fee

588

Annual Fee

588

  • Subscription-based model with different tiers
  • Mine Cash rewards system
  • Customized benefits based on plan selected
Signature Credit Card
ICICI BANK LTD

Signature Credit Card

Excellent

Joining Fee

1,499

Annual Fee

1,499

  • Premium lifestyle and travel benefits
  • Higher reward points on spending
  • Exclusive privileges for high-value customers
Platinum Chip Credit Card
ICICI BANK LTD

Platinum Chip Credit Card

Excellent

Joining Fee

500

Annual Fee

500

  • Lifetime free card
  • Built-in contactless technology for quick payments
  • Chip security for fraud protection
MakeMyTrip Platinum
ICICI BANK LTD

MakeMyTrip Platinum

Excellent

Joining Fee

1,500

Annual Fee

1,500

  • MakeMyTrip-specific travel benefits
  • Special discounts on flight and hotel bookings
  • Reward points on travel spends
Emirates Skywards Sapphiro
ICICI BANK LTD

Emirates Skywards Sapphiro

Excellent

Joining Fee

3,000

Annual Fee

3,000

  • Emirates Skywards miles on card spends
  • Travel benefits on Emirates flights
  • Premium travel insurance
Manchester United Signature
ICICI BANK LTD

Manchester United Signature

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • Manchester United Football Club themed card
  • Exclusive Manchester United merchandise
  • Premium rewards on spends
Rubyx Credit Card
ICICI BANK LTD

Rubyx Credit Card

Excellent

Joining Fee

3,000

Annual Fee

3,000

  • Premium card offering reward points on all transactions except fuel
  • Complimentary airport lounge access
  • Fuel surcharge waiver benefits
Sapphiro Credit Card
ICICI BANK LTD

Sapphiro Credit Card

Excellent

Joining Fee

1,500

Annual Fee

1,500

  • Complimentary vouchers worth more than ₹9,000 on joining
  • 2 reward points per ₹100 spent domestically; 1 reward point per ₹100 spent on utility & insurance
  • 4x rewards on international spends
Paytm SBI Card SELECT
STATE BANK OF INDIA

Paytm SBI Card SELECT

Excellent

Joining Fee

1,499

Annual Fee

1,499

  • Premium rewards on Paytm ecosystem transactions
Bank SBI Card ELITE
STATE BANK OF INDIA

Bank SBI Card ELITE

Excellent

Joining Fee

4,999

Annual Fee

4,999

  • nan
Bank SBI Card PRIME
STATE BANK OF INDIA

Bank SBI Card PRIME

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • nan
Shaurya Select SBI Card
STATE BANK OF INDIA

Shaurya Select SBI Card

Excellent

Joining Fee

0

Annual Fee

1,499

  • Premium version of defense personnel card with enhanced benefits
Lifestyle/MAX/SPAR PRIME
STATE BANK OF INDIA

Lifestyle/MAX/SPAR PRIME

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • Store-specific rewards and benefits at partner retail outlets
TATA Croma/Star SELECT
STATE BANK OF INDIA

TATA Croma/Star SELECT

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • Store-specific rewards and benefits at partner retail outlets
TATA Card SELECT
STATE BANK OF INDIA

TATA Card SELECT

Excellent

Joining Fee

2,999

Annual Fee

2,999

  • Enhanced rewards at respective TATA outlets, special offers
IRCTC SBI Card
STATE BANK OF INDIA

IRCTC SBI Card

Excellent

Joining Fee

500

Annual Fee

500

  • Railway booking benefits, reward points on IRCTC purchases
BPCL SBI Card
STATE BANK OF INDIA

BPCL SBI Card

Excellent

Joining Fee

499

Annual Fee

499

  • Fuel surcharge waiver, accelerated rewards on BPCL outlets
Club Vistara SBI Card
STATE BANK OF INDIA

Club Vistara SBI Card

Excellent

Joining Fee

1,499

Annual Fee

1,499

  • CV points accrual, complimentary Club Vistara membership, flight redemptions
Air India SBI Platinum Card
STATE BANK OF INDIA

Air India SBI Platinum Card

Excellent

Joining Fee

1,499

Annual Fee

1,499

  • Air miles accumulation, complimentary tickets, priority check-in benefits

AI Smart Matcher

Finding the right card is hard. Let our intelligence engine do the heavy lifting for you.

Personalize My Choice

Why Credhunt?

Direct Bank Links

Apply safely on official bank portals.

No Hidden Costs

What you see is what you pay. Transparent fees.

Updated Weekly

Benefits checked and verified every week.