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Card #1IDFC FIRST Power Credit Card

IDFC FIRST Power Credit Card

IDFC FIRST BANK LTD

Card #2InterMiles Rubyx

InterMiles Rubyx

ICICI BANK LTD

Card #3IDFC FIRST Power+ Credit Card

IDFC FIRST Power+ Credit Card

IDFC FIRST BANK LTD

The Verdict: IDFC FIRST Power Credit Card

IDFC FIRST Power Credit Card edges out as the overall top card in this comparison due to superior rewards, expert scoring, and overall versatility.

Parameter

IDFC FIRST Power Credit Card

InterMiles Rubyx

IDFC FIRST Power+ Credit Card

Financials & Fees

Joining Fee

₹499
₹1,500
₹499

Annual Fee

₹499
₹1,500
₹499

Reward Rate

2 reward points per ₹150 on other categories
1%
1%

Travel & Lifestyle

Lounge (Domestic)

0 / qtr
0 / qtr
1 / qtr

Lounge (Intl)

0 / yr
0 / yr
0 / yr

Networks

VISA/Mastercard
VISA/Mastercard
VISA/Mastercard

Expert Verdict

Credhunt Rating

5 / 5
5 / 5
5 / 5
Find More AlternativesNew Comparison

Final Verdict: IDFC FIRST Power Credit Card vs InterMiles Rubyx vs IDFC FIRST Power+ Credit Card

For ongoing spends, expert ratings, and reward multipliers, our side-by-side breakdown gives you the full transparent truth on which card is a better fit for your personal lifestyle.