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Card #1Shaurya Select SBI Card

Shaurya Select SBI Card

STATE BANK OF INDIA

Card #2Kotak Royale Signature

Kotak Royale Signature

KOTAK MAHINDRA BANK LTD

The Verdict: Shaurya Select SBI Card

Shaurya Select SBI Card edges out as the overall top card in this comparison due to superior rewards, expert scoring, and overall versatility.

Parameter

Shaurya Select SBI Card

Kotak Royale Signature

Financials & Fees

Joining Fee

Free
₹1,499

Annual Fee

₹1,499
₹999

Reward Rate

1%
1%

Travel & Lifestyle

Lounge (Domestic)

0 / qtr
0 / qtr

Lounge (Intl)

0 / yr
0 / yr

Networks

VISA/Mastercard
VISA/Mastercard

Expert Verdict

Credhunt Rating

5 / 5
5 / 5
Find More AlternativesNew Comparison

Final Verdict: Shaurya Select SBI Card vs Kotak Royale Signature

For ongoing spends, expert ratings, and reward multipliers, our side-by-side breakdown gives you the full transparent truth on which card is a better fit for your personal lifestyle.