Annual Percentage Rate. The total cost of borrowing on your card, including interest and fees, expressed as a yearly rate.
The interval between your statement dates, usually 30 days. Your transactions during this period are summarized in your statement.
A feature allowing you to withdraw cash from an ATM using your credit card, typically with high interest and no interest-free period.
The process where a bank reduces the value of reward points or nerfs benefits like lounge access and milestone rewards.
The time between the end of your billing cycle and your payment due date during which you can pay your full balance without interest.
Merchant Category Code. A four-digit number used to classify business based on the types of goods or services they provide.
A global lounge membership program providing access to 1,300+ airport lounges worldwide, often bundled with premium cards.
HDFC Bank's multi-brand portal for booking flights, hotels and buying vouchers, offering accelerated RPs for Infinia/Regalia holders.