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Expert Selection 2026

Best Credit Cards for Travel Credit Cards

Credit cards designed for frequent travellers offering lounge access, air miles, low forex markup, and hotel and flight booking rewards.

Recommended Cards (20)

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Top Choice
RBL Bank World Safari Credit Card image
RBL BANK LTD

RBL Bank World Safari Credit Card

Excellent
Expert Score4.0

Joining Fee

₹3,000

Annual Fee

₹3,000

  • 10,000 reward points as welcome benefit.
  • 3 reward points per ₹100 on all spends.
  • 6 reward points per ₹100 on travel bookings.
Apply NowDetailed Review
Platinum Chip Credit Card image
ICICI BANK LTD

Platinum Chip Credit Card

Excellent
Expert Score5.0

Joining Fee

₹500

Annual Fee

₹500

  • Lifetime free card
  • Built-in contactless technology for quick payments
  • Chip security for fraud protection
Review & ApplyDetailed Review
MakeMyTrip Signature image
ICICI BANK LTD

MakeMyTrip Signature

Excellent
Expert Score5.0

Joining Fee

₹3,000

Annual Fee

₹3,000

  • MakeMyTrip-specific travel benefits
  • Special discounts on flight and hotel bookings
  • Reward points on travel spends
Review & ApplyDetailed Review
InterMiles Sapphiro image
ICICI BANK LTD

InterMiles Sapphiro

Excellent
Expert Score5.0

Joining Fee

₹2,500

Annual Fee

₹2,500

  • Earn InterMiles on all valid spends
  • Option to pay ₹7,500 uncapping fee to earn more miles
  • Travel-related benefits and insurance
Review & ApplyDetailed Review
Emirates Skywards Rubyx image
ICICI BANK LTD

Emirates Skywards Rubyx

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • Emirates Skywards miles on card spends
  • Travel benefits on Emirates flights
  • Premium travel insurance
Review & ApplyDetailed Review
Sapphiro Credit Card image
ICICI BANK LTD

Sapphiro Credit Card

Excellent
Expert Score5.0

Joining Fee

₹1,500

Annual Fee

₹1,500

  • Complimentary vouchers worth more than ₹9,000 on joining
  • 2 reward points per ₹100 spent domestically; 1 reward point per ₹100 spent on utility & insurance
  • 4x rewards on international spends
Review & ApplyDetailed Review
Emeralde Credit Card image
ICICI BANK LTD

Emeralde Credit Card

Excellent
Expert Score5.0

Joining Fee

₹10,000

Annual Fee

₹10,000

  • Super-premium offering with unlimited domestic and international airport lounge access
  • Complimentary rounds of golf
  • 1% fuel surcharge waiver at all fuel stations
Review & ApplyDetailed Review
OLA Money SBI Card image
STATE BANK OF INDIA

OLA Money SBI Card

Excellent
Expert Score5.0

Joining Fee

₹0

Annual Fee

₹499

  • Ride-related benefits and rewards on OLA platform
Review & ApplyDetailed Review
Bank SBI Card ELITE image
STATE BANK OF INDIA

Bank SBI Card ELITE

Excellent
Expert Score5.0

Joining Fee

₹4,999

Annual Fee

₹4,999

  • nan
Review & ApplyDetailed Review
Delhi Metro SBI Card image
STATE BANK OF INDIA

Delhi Metro SBI Card

Excellent
Expert Score5.0

Joining Fee

₹499

Annual Fee

₹499

  • Transit benefits, rewards on metro usage
Review & ApplyDetailed Review
IRCTC SBI Card Premier image
STATE BANK OF INDIA

IRCTC SBI Card Premier

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • Railway booking benefits, reward points on IRCTC purchases
Review & ApplyDetailed Review
IRCTC SBI Platinum Card image
STATE BANK OF INDIA

IRCTC SBI Platinum Card

Excellent
Expert Score5.0

Joining Fee

₹500

Annual Fee

₹500

  • Railway booking benefits, reward points on IRCTC purchases
Review & ApplyDetailed Review
IRCTC SBI Card image
STATE BANK OF INDIA

IRCTC SBI Card

Excellent
Expert Score5.0

Joining Fee

₹500

Annual Fee

₹500

  • Railway booking benefits, reward points on IRCTC purchases
Review & ApplyDetailed Review
BPCL SBI Card Octane image
STATE BANK OF INDIA

BPCL SBI Card Octane

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • 7.25% value back on BPCL fuel expenses
  • 10X rewards on dining, movies, groceries & departmental store spends
Review & ApplyDetailed Review
Club Vistara SBI Card image
STATE BANK OF INDIA

Club Vistara SBI Card

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • CV points accrual, complimentary Club Vistara membership, flight redemptions
Review & ApplyDetailed Review
Air India SBI Signature Card image
STATE BANK OF INDIA

Air India SBI Signature Card

Excellent
Expert Score5.0

Joining Fee

₹4,999

Annual Fee

₹4,999

  • Air miles accumulation, complimentary tickets, priority check-in benefits
Review & ApplyDetailed Review
Air India SBI Platinum Card image
STATE BANK OF INDIA

Air India SBI Platinum Card

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • Air miles accumulation, complimentary tickets, priority check-in benefits
Review & ApplyDetailed Review
SBI Card MILES PRIME image
STATE BANK OF INDIA

SBI Card MILES PRIME

Excellent
Expert Score5.0

Joining Fee

₹2,999

Annual Fee

₹2,999

  • Enhanced travel benefits with higher earning rates for travel credits
Review & ApplyDetailed Review
SBI Card MILES image
STATE BANK OF INDIA

SBI Card MILES

Excellent
Expert Score5.0

Joining Fee

₹1,499

Annual Fee

₹1,499

  • Travel-focused rewards and benefits with conversion options to airline miles
Review & ApplyDetailed Review
SimplySAVE SBI Card image
STATE BANK OF INDIA

SimplySAVE SBI Card

Excellent
Expert Score5.0

Joining Fee

₹499

Annual Fee

₹499

  • 2,000 bonus reward points on spends of ₹2,000 in first 60 days
  • 10 Reward Points per ₹150 spent on dining, movies, departmental stores and grocery spends
  • Annual fees reversal on spends of ₹1 Lakh and above
Review & ApplyDetailed Review

Frequently Asked Questions

How do I choose the best credit card for Travel Credit Cards?

Consider your spending habits, preferred reward types (cashback, points, or miles), and whether you're willing to pay an annual fee for premium benefits. The cards listed above offer the best value based on comprehensive analysis.

Are there credit cards for Travel Credit Cards with no annual fee?

Yes, several issuers offer entry-level cards with zero joining and annual fees. However, premium cards with higher fees often provide better reward multipliers and lifestyle benefits that can offset the cost if used frequently.

What credit score is required to get approved?

Generally, a CIBIL score of 750 or above significantly improves your chances of approval for top-tier credit cards. If you're building credit, consider starting with an entry-level or secured credit card.

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