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Premium Decision Grade Catalog
ICICI BANK LTD
Emeralde Credit Card
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Verified Catalog
Source: ICICI BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Premium lifestyle card
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Super-premium offering with unlimited domestic and international airport lounge access
Highlight 2
Complimentary rounds of golf
Highlight 3
1% fuel surcharge waiver at all fuel stations
Highlight 4
Exclusive dining discounts at premium restaurants
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹10,000
The front-loaded charge when you apply.
Annual fee
₹10,000
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹10,00054% Offset
Earns back 54% of your renewal fee.
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary airport lounge access included with card membership.
Visits: 1 Domestic / 0 International per year.
Hotel Privileges
No specific hotel loyalty benefits are registered.
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Super-premium offering with unlimited domestic and international airport lounge access
- Complimentary rounds of golf
- 1% fuel surcharge waiver at all fuel stations
- Exclusive dining discounts at premium restaurants
Cons
- Joining fee applies: ₹10,000
- Annual fee applies: ₹10,000
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