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HDFC BANK LTD
6E Rewards - IndiGo HDFC Bank Credit Card
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Verified Catalog
Source: HDFC BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Entry-level co-branded travel credit card for IndiGo flyers with rewards on flight bookings and complimentary flight benefits
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
Rewards on IndiGo bookings
Highlight 2
Standard earning rate for IndiGo 6E Rewards
Highlight 3
Foreign currency markup of 3.5%
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹500
The front-loaded charge when you apply.
Annual fee
₹500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Rewards value at ~₹1 per point.
Annual Fee: ₹500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
Complimentary lounge network access details available on issuer portal.
Hotel Privileges
"N/A"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
No secondary fee details registered for this card.
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Entry-level Paytm co-branded card with modest cashback benefits; monthly fee structure might be preferable for occasional users compared to annual fee cards"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Welcome Offer: 1,000 reward points on spends of ₹5,000 within first 60 days
- Base Rate: 1% CashBack on other spends (except Fuel, EMI, Wallet, Rent Payments and Govt Related txns)
- Accelerated Rewards Program: 5X Points for every ₹100 spent on Travel, Dining, and international transactions
- Travel (Hotels & Other): N/A
Cons
- Movie/Entertainment: Curated entertainment deals
- Dining: 10X RP (2.5% value)
- Other Features: Special offers and discounts at partner restaurants
- Waive off condition: ₹10L annual spend
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