Aditya Birla AU Bank Credit Card Pro
Aditya Birla AU Bank Credit Card Pro
Nxt & Flex: Up to 6 rewards points per Rs. 200; 5% cashback on Ola (max Rs. 100/month)
Pro: Up to 10 reward points per Rs. 200; 10% cashback on Ola (max Rs. 200/month); 1.99% forex markup
Personalized Match by CredHunt • credhunt.com
Premium travel and lifestyle card offering higher reward points, Ola cashback, low forex markup and airport lounge access
Joining Fee
₹999
Annual Fee
₹999
Rating
5.0/5.0(0 reviews)
Key Features
Nxt & Flex: Up to 6 rewards points per Rs. 200; 5% cashback on Ola (max Rs. 100/month)
Pro: Up to 10 reward points per Rs. 200; 10% cashback on Ola (max Rs. 200/month); 1.99% forex markup
Rewards Program
Base Rewards
Reward Type
N/A
Base Reward Rate
5 reward points per ₹150 spent
Point Value
1pt=₹0.25
Points Expiry
N/A
Bonus Rewards
Welcome Offer
Free Club Marriott, Amazon Prime, and Swiggy One membership on spending ₹1.5 lakh in first 90 days
Accelerated Rewards
Accelerated rewards on travel bookings and milestone spending
Card Benefits
Travel Benefits
NA
8 Complimentary IRCTC Railway Lounge Access per year
Dining & Entertainment
3% Cashpoints on dining spends
Dining deals
Lifestyle & Protection
Global concierge
Accidental death coverage (₹5 lakh)
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | N/A |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, max waiver ₹250 per statement cycle |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Waived on spend of ₹50,000 per year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof ₹6L+
Expert Opinion
Unique digital card with low APR (23.88%) for EMIs and good 2X cashback on online spends. The extended interest-free period for 90 days is valuable for those needing payment flexibility. Recent updates requiring minimum spend for higher rewards may limit its appeal for some users.
Customer Reviews
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Experience the premium benefits of the Aditya Birla AU Bank Credit Card Pro today.