AU Nomo Credit Card
AU Nomo Credit Card
Secured card against minimum FD of Rs. 10,000
Slimmer design with no visible card number/CVV
1% cashback on all purchases
Personalized Match by CredHunt • credhunt.com
Fixeddeposit backed credit card that allows individuals to access credit while growing their savings using FDs as collateral, ideal for firsttime applicants or credit building
Joining Fee
₹199
Annual Fee
₹0
Rating
5.0/5.0(0 reviews)
Key Features
Secured card against minimum FD of Rs. 10,000
Slimmer design with no visible card number/CVV
1% cashback on all purchases
5X reward points on dining, travel, and entertainment
Complimentary domestic airport lounge access
1% fuel surcharge waiver
Low forex markup fee
Rewards Program
Base Rewards
Reward Type
Skywards Miles
Base Reward Rate
3 RP/₹100 (0.6% return) on online and offline spends; 1 RP/₹100 (0.2% return) on utility, insurance, education and govt. payments
Point Value
1 Reward Point = ₹0.25 (will change to ₹0.15 from April 1, 2025)
Points Expiry
N/A
Bonus Rewards
Welcome Offer
₹500 cashback on first fuel transaction (min value ₹500) within 30 days of card setup
Accelerated Rewards
5X reward points on dining & fuel spends
Card Benefits
Travel Benefits
Not specified in MITC
Not available
Dining & Entertainment
15% discount and other benefits at some of the finest restaurants
Premium movie ticket offers
Lifestyle & Protection
PVR partnerships
Basic business insurance coverage options
N/A
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | N/A |
| Foreign Currency Markup | N/A |
| Cash Advance Fee | N/A |
| APR | 42% p.a. |
| Late Payment Fee | N/A |
| Fuel Surcharge | 1% fuel surcharge waiver up to ₹250 per billing cycle |
| Balance Transfer Charges | N/A |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
N/A
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
N/A
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
N/A
Fee Waiver Conditions
Annual fee waived on spending ₹50,000 or more in the last year
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
Income proof + TRV
Expert Opinion
Not enough information available in search results
Customer Reviews
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