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AXIS BANK LTD
Axis Bank Miles & More Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Travel-focused card with airline mile conversions
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
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Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹3,500
The front-loaded charge when you apply.
Annual fee
₹3,500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Cashback (as Swiggy Money) value at ~₹1 per point.
Annual Fee: ₹3,500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"1 complimentary visit per quarter (recently reduced from 2)"
Hotel Privileges
"Unlimited Taj stays with upgrades"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"PAN card, address proof, income documents"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Excellent choice for digital-first customers who prefer contactless, virtual cards with progressive rewards system that benefits frequent users"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Cashback (as Swiggy Money)
- Welcome Offer: 11,000 bonus Membership Rewards Points as a welcome gift.
- 1 Membership Rewards Point for every ₹ 50 spent with the card (except fuel, insurance, utility, EMI conversions).
- Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits.
Cons
- Complimentary (limited) visits to domestic airport lounges and a complimentary Priority Pass membership.
- Complimentary membership of Taj Epicure.
- 2 complimentary rounds of golf every month at 32 premium golf courses across India.
- Dining offers with complimentary membership of EazyDiner Prime.
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