Axis Bank Miles & More Credit Card
Axis Bank Miles & More Credit Card
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Personalized Match by CredHunt • credhunt.com
Travel-focused card with airline mile conversions
Joining Fee
₹3500
Annual Fee
₹3500
Rating
5.0/5.0(0 reviews)
Key Features
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Rewards Program
Base Rewards
Reward Type
Cashback (as Swiggy Money)
Base Reward Rate
2 miles/₹100 domestic, 4 miles/₹100 international
Point Value
Points can be redeemed for restaurant discounts
Points Expiry
CashPoints will lapse for card in inactive or Dormant status for more than 365 days
Bonus Rewards
Welcome Offer
11,000 bonus Membership Rewards Points as a welcome gift. 1 Membership Rewards Point for every ₹ 50 spent with the card (except fuel, insurance, utility, EMI conversions). Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits. Complimentary (limited) visits to domestic airport lounges and a complimentary Priority Pass membership. Complimentary membership of Taj Epicure. 2 complimentary rounds of golf every month at 32 premium golf courses across India. Dining offers with complimentary membership of EazyDiner Prime. 24×7 American Express concierge service. Air accident insurance cover worth ₹ 1 crore.
Accelerated Rewards
3% on all spends
Card Benefits
Travel Benefits
1 complimentary visit per quarter (recently reduced from 2)
Unlimited Taj stays with upgrades
Dining & Entertainment
15% fine dining discounts
Complimentary movie tickets
Lifestyle & Protection
Gift vouchers from premium brands like Montblanc, Luxe, Bata, etc.
₹10L purchase protection
Available as paid addon feature
Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | N/A |
| Annual Fee | N/A |
| Add-on Card Fee | ₹49/month + GST |
| Foreign Currency Markup | 2% forex markup fee (special savings on international purchases) |
| Cash Advance Fee | No charge for withdrawals up to 40% of credit limit in India; 2.5% for international withdrawals |
| APR | 35.88% per annum (2.99% per month) |
| Late Payment Fee | Based on outstanding amount: Up to ₹100: Nil ₹101-500: ₹100 ₹501-5,000: ₹500 ₹5,001-10,000: ₹600 ₹10,001-25,000: ₹800 ₹25,001-50,000: ₹1,100 Above ₹50,000: ₹1,300 |
| Fuel Surcharge | Complete waiver |
| Balance Transfer Charges | 3% + GST |
Additional Charges
Statement & Processing
Duplicate Statement Charges
N/A
Dynamic Currency Conversion Fee
0.0199
EMI Charges
N/A
Loan Processing Fee
N/A
Outstation Processing Charge
N/A
Additional Fees
Overlimit Fees
2.5% (min ₹600)
Payment Return Charges
N/A
Railway Ticket Purchase Fee
N/A
Card Reissue Fee
N/A
Rent Pay Transactions
N/A
Rewards Redemption Fee
₹100 per redemption request
Fee Waiver Conditions
Maintain Premier status or salary account
Eligibility & Documents
Eligibility Criteria
Minimum Income
N/A
Minimum Age
N/A
Required Documents
PAN card, address proof, income documents
Expert Opinion
Excellent choice for digital-first customers who prefer contactless, virtual cards with progressive rewards system that benefits frequent users
Customer Reviews
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Experience the premium benefits of the Axis Bank Miles & More Credit Card today.