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AXIS BANK LTD
Axis Bank Vistara Credit Card
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Verified Catalog
Source: AXIS BANK LTD Official
Updated: Aug 2026
Overview
Editorial snapshot & Positioning.
Entry-level airline card
Key features
Highlights and rewards metrics.
The strongest rewards and lifestyle perks are surfaced as concise highlights.
Highlight 1
1 Economy Class Ticket.
Highlight 2
Earn up to 3 tickets yearly.
Highlight 3
2 CV points per ₹200 spent.
Highlight 4
Joining fee ₹1500
Technical details
Fees structure and lounge network details.
Joining fee, annual fee, and lounge network coverage are shown in a minimal data grid.
Joining fee
₹1,500
The front-loaded charge when you apply.
Annual fee
₹1,500
Shown alongside the annual renewal cost.
Networks
Domestic & Int'l
Lounge network compatibility.
Rewards Calculator
Interactive Spend & Earning Estimation.
Slide to match your average monthly spending across categories and see how much value you earn back in a year.
Monthly Spending Profile
Dining & Food (1% value)
₹5,000Travel & Hotels (1.5% value)
₹5,000Groceries (1.5% value)
₹5,000Online Shopping (2% value)
₹10,000Other Spends (1% value)
₹5,000Estimated Annual Spends
₹3,60,000
Annual Value Back
₹5,400
Cashback + Reward Points value at ~₹1 per point.
Annual Fee: ₹1,500100% Offset
🎉 Your earnings completely offset the annual fee!
Premium Benefits
Core privileges & lounge coverage.
Explore travel, dining, lifestyle, and protection privileges associated with this card tier.
Airport Lounge Access
"Available without spending requirement"
Hotel Privileges
"Travel booking and luxury stay experiences"
Detailed Schedule & Eligibility
Technical fees & documentation requirements.
View interest rates, Forex charges, late fees, and document checkmarks needed for approval.
Minimum Income
Subject to review / check apply details
Age Requirements
18–70 Years (Standard)
Required Documents
"Invite-only (excellent credit score and relationship with IDFC First Bank required)"
Summary
Pros, cons, rating, and decision metrics.
CredHunt Expert Verdict
Editorial Review Score: 10/10
"Best for movie enthusiasts and frequent shoppers who can maximize PAYBACK Points ecosystem"
Expert opinion & editorial scorecard summarizing the card's position.
5.0 / 5
Pros
- Rewards Type: Cashback + Reward Points
- Welcome Offer: ₹500 cashback on ₹5k first spend
- Accelerated Rewards Program: 2 RP per ₹100 on UPI Transactions
- Reward Expire Date: 1 year
Cons
- Base Rate: 6 miles/₹150 (fuel), 2 miles/₹150 (grocery)
- RP to Rupees: 1 RP = ₹1 for statement cash, 1 RP = 1 InterMile
- Domestic Airport: Available without spending requirement
- Spa: Cult.Fit sessions
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